We are seeking a motivated and detail-oriented Remote SBA Loan Packaging Consultant with proven SBA experience to join our dynamic team. This role offers an exciting opportunity to work remotely while supporting small businesses through the SBA loan process. You will be responsible for preparing and packaging SBA loan applications, ensuring compliance with all regulations, and collaborating with lenders to facilitate smooth loan approvals. Seeking an experienced SBA lending professional to assist with SBA loan file review, documentation, packaging support, and internal process improvement.
SBA-specific experience is required. This is not an entry-level role and is not intended for general commercial lending candidates without hands-on SBA experience.
The ideal candidate has worked directly with SBA ,SBA Express, SBA 504, SBA loan packaging, SBA processing, SBA underwriting, SBA closing, SBA lender service providers, CDCs, or SBA lender-side file review.
This is a remote, project-based consulting opportunity. The initial engagement may run for a few months, with the possibility of ongoing work depending on fit, availability, and business needs.
Responsibilities
- Review borrower files for SBA readiness.
- Identify missing documents, eligibility concerns, and common file issues.
- Advise on SBA 7(a), SBA Express, and/or SBA 504 scenarios.
- Help create or improve borrower intake and document checklists.
- Support internal team members with SBA-related file preparation questions.
- Recommend practical workflow improvements for organizing SBA-related opportunities.
- Help determine when a borrower file may be appropriate for SBA review versus another financing path.
- Provide guidance on lender documentation expectations and common decline reasons.
- Communicate SBA requirements for non-SBA team members.
Required Experience
Candidates must have direct, hands-on experience with at least one of the following:
- SBA loan packaging, processing, underwriting, closing, or lender-side review.
- SBA Express file review, processing, or documentation.
- SBA 504 lending, CDC coordination, third-party lender documentation, or related packaging.
- SBA lender service provider work.
- SBA borrower eligibility review.
- SBA loan document collection and file preparation.
- SBA lender submission or post-approval documentation.
- SBA loan closing or servicing support.
General business lending experience is helpful, but SBA-specific experience is required.
Ideal Qualifications
- Strong understanding of SBA documentation requirements.
- Ability to review tax returns, financial statements, bank statements, debt schedules, ownership documents, and borrower information.
- Familiarity with SBA eligibility considerations, use-of-funds questions, and common decline reasons.
- Experience working with banks, SBA lenders, CDCs, lender service providers, referral sources, or business finance companies.
- Ability to organize incomplete borrower files and identify what is missing.
- Comfortable explaining SBA requirements to team members who are not SBA specialists.
- Practical, detail-oriented, organized, and process-minded.
- Able to work independently in a remote consulting environment.
Compensation
Flexible Compensation Package TBD
What Success Looks Like
The right consultant will help the company better identify SBA-ready borrower files, reduce incomplete or poorly organized submissions, improve internal document collection and file review, create a practical SBA checklist and workflow, train internal team members on what makes a strong SBA candidate, build a more organized repeatable process for SBA-related opportunities, and help the company avoid wasting time on files that are not a good SBA fit.
Pay: $50,000.00 - $85,000.00 per year
Benefits: